10 signs a person is good with handling money

 1. **Budgeting Skills**: They effectively manage their income and expenses, often through detailed budgeting.

2. **Savings Habits**: They consistently save a portion of their income, demonstrating a commitment to building financial security.

3. **Debt Management**: They avoid unnecessary debt and handle existing debts responsibly, paying them off in a timely manner.

4. **Investment Knowledge**: They have a basic understanding of investment principles and make informed decisions about where to put their money.

5. **Frugal Lifestyle**: They prioritize value over spending for the sake of appearances, opting for cost-effective choices.

6. **Emergency Fund**: They maintain an emergency fund to cover unexpected expenses or financial hardships.

7. **Long-Term Planning**: They set and work towards long-term financial goals, such as retirement savings or homeownership.

8. **Financial Education**: They continuously educate themselves about personal finance topics, staying informed about best practices and strategies.

9. **Financial Independence**: They have a sense of financial independence, meaning they don't rely on others for their financial well-being.

10. **Generosity and Moderation**: While they may enjoy spending money on themselves, they do so in moderation and also demonstrate generosity towards others without compromising their financial stability.